ChangeX, previously Bitvalex, is a one-stop crypto solution. Users can buy, sell, swap and send popular digital currencies from a slick mobile platform. The firm also has a learning academy, alongside staking and lending opportunities.
Uphold is a digital asset platform offering a range of services, from crypto trading and staking to payment cards that provides rewards and easy multi-currency payments. The company was established in 2015 and has enabled $4+ billion in transactions. Uphold is now active in 180+ countries and deals in 200+ crypto and fiat currencies.
Terms Apply. Cryptoassets are highly volatile. Your capital is at risk.
Pros
Passive income opportunities via leveraged staking and lending with rewards boosted by up to 2x for proof-of-stake assets
Access to the native CHANGE token with increased APR and exclusive app features
Centrally-issued Mastercard debit card due to launch, compatible with decentralized tokens
Educational articles and online courses for beginners available in the 'Academy'
Store crypto securely with the brand's 100% non-custodial wallet
Fees are competitive based on tests, with 26 underlying platforms helping to source the best prices
Uphold continues to remain ahead of the industry, often being one of the first platforms to list new crypto tokens
Crypto staking is available on 30+ tokens with above-average rates up to 16%
Uphold is 100% reserved which helps to protect client funds
Over 250 cryptos are available including major tokens like Bitcoin and Ethereum
The proprietary app is extremely easy to use with a slick design and navigation
UK users can get the Uphold card with up to 2% cashback in XRP
Two-step authentication bolsters user security
Cons
No telephone contact or live chat support for registered customers
ChangeX is not regulated by a trusted financial body, raising safety concerns
Unverified account holders are not permitted to deposit or withdraw fiat currency
The charting analysis features on the platform trail specialist exchanges
Customer service is slow based on tests, with limited contact options
There is a 2.49% fee if you want to use debit or credit cards
ChangeX customers can purchase seven cryptos with fiat currency including BTC, ETH and LTC on multi-chain networks such as Hydra and Polygon. Users can store cryptos in a non-custodial digital wallet and swap tokens cross-chain quickly.
You can buy and sell 250+ crypto assets with fiat currencies or in crypto pairs using the straightforward mobile app or through Uphold's browser-based account homepage. This is significantly more than many rivals. You can also earn up to 16% APY by staking one or more out of 32 valid tokens, or send tokens to an external wallet.
